RCBC Savings Bank

Regular Savings Account

The simplest way to save

  • Easy and uncomplicated banking through an ATM card or a Passbook
  • 24/7 access via our online and mobile banking facilities and wide branch and ATM network
  • Earn interest with a low minimum maintaining balance
  • Comes with a MyDebit Mastercard for your everyday spending
  • Available in Philippine Peso, US Dollar, Euro and Japanese Yen
Basic Features ATM Passbook US Dollar Japanese Yen Euro
Minimum Initial Deposit Php 3,000 Php 5,000 $500 ¥50,000 €1,000
Minimum Maintaining Balance Php 3,000 Php 5,000 $500 ¥50,000 €1,000
Minimum Average Daily Balance to Earn Interest Php 25,000 Php 25,000 $500 - -
Interest Rate 0.15% per annum 0.15% per annum 0.125% per annum - -
Transaction Record
ATM Card - - -
Passbook -
Checkbook - - - - -


Prepare Requirements

Gather all original requirements needed.


Prepare Funds

Ready the initial deposit of your chosen account.


Visit any of our Branches

Open your account at an RCBC Savings Bank branch near you.

I'm a Filipino, what are my requirements?
I'm a Foreigner, what are my additional requirements?
  • Passport issued by your originating country
  • Alien Certificate of Registration
List of Valid IDs
  • Passport 
  • Driver's License
  • Professional Regulations Commissions (PRC)
  • National Bureau of Investigation (NBI) Clearance
  • New Postal ID
  • SSS Card
  • Philippine Unified Multi-Purpose ID
  • Seaman's Book
  • PAG-IBIG (HDMF) - Plastic card type
  • Integrated Bar of the Philippines
  • Senior Citizen Card
  • Philhealth ng Bayan Card
  • School ID
  • Police Clearance
  • GSIS e-Card
  • Government Offices IDs (GOCC, AFP etc)
  • National Council for Disabled Affairs (NCDA)
  • DSWD Certification
  • ID issued by Covered persons registered with and supervised or regulated by the Bangko Sentral, SEC or lC
  • OFW ID
  • Barangay Clearance
  • Marina ID
  • Secondary IDs - Pag-ibig / HDMF (Cardboard), Postal ID (cardboard), Tax Identification ID (Cardboard), Voter's ID (cardboard)
  • If the address of the customer is not indicated in the ID presented, the branch may request you to present another ID or other certifiable proof of address, e.g., SOA, billing statements, NBI/Police clearance, etc.

Who are eligible to open a Regular Savings Account?

This account is open to all individual and corporate account holders.

Can I make a deposit to or withdrawal from my account at any branch of RCBC Savings Bank?

Yes. Deposits and withdrawals can be made over-the-counter at any RSB branch. You may also withdraw, transfer funds and pay bills through ATMs. Fund transfers and bills payment can also be made through our online banking facility.

Is there a withdrawal limit per month or an accumulation within the year?

None. Clients may enjoy unlimited over-the-counter withdrawals and still get interest income as long as the balance to earn interest is maintained.

Is it insured by the PDIC?

Yes. Up to P500,000 per depositor.

What are the bank fees and charges?

Corresponding fees are listed below.

Below Minimum Balance FeePhp 500 or $10 or €13 or ¥1,200
Early Closure FeePhp 500 or $15 or €10 or ¥650
Replacement of ATM CardPhp 150
Replacement of PassbookPhp 200
Bank CertificationPhp 250
Bank GuaranteePhp 200
Bank StatementPhp 11.00 / page
Over-the-Counter Peso Cash Withdrawal (Interregional)Php 100
Over-the-Counter Peso Cash Deposit (Interregional)Php 50
Over-the-Counter Peso Cash Withdrawal (Interbranch)Php 50

Ready to open an account?

Open an Account Visit any branch near you

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