RCBC Savings Bank

Dragon Checking Account

Get hold of all your banking needs in just one account

  • Earn higher interest as your balance grows
  • Enjoy 0.25% bonus rate if no withdrawal is made in a month
  • Comes with a checkbook, a transaction journal, and a MyDebit Mastercard for your everyday spending
  • 24/7 access to your funds through our online and mobile banking facilities and wide branch and ATM network
Minimum Initial Deposit Php 25,000
Minimum Maintaining Balance Php 25,000
Minimum Average Daily Balance to Earn Interest Php 25,000
Interest Rates
Php 25,000 to
< Php 100,000
0.375% per annum
Php 100,000 to
< Php 500,000
0.500% per annum
Php 500,000 to
< Php 1 million
0.625% per annum
Php 1 million to
< Php 5 million
0.750% per annum
Php 5 million to
< Php 10 million
1.000% per annum
Php 10 million
& above
1.250% per annum
Bonus Rate if there's no withdrawal in a month +0.25% per annum
Transaction Record
ATM Card
Transaction Journal


Prepare Requirements

Gather all original requirements needed.


Prepare Funds

Ready the initial deposit of your chosen account.


Visit any of our branches

Open your account at any RCBC Savings Bank branch near you.

I'm a Filipino, what are my requirements?
I'm a Foreigner, what are my additional requirements?
  • Passport issued by your originating country
  • Alien Certificate of Registration
List of Valid IDs
  • Passport
  • Driver's License
  • Professional Regulations Commissions (PRC)
  • National Bureau of Investigation (NBI) Clearance
  • New Postal ID
  • SSS Card
  • Philippine Unified Multi-Purpose ID
  • Seaman's Book
  • PAG-IBIG (HDMF) - Plastic card type
  • Integrated Bar of the Philippines
  • Senior Citizen Card
  • Philhealth ng Bayan Card
  • School ID
  • Police Clearance
  • GSIS e-Card
  • Government Offices IDs (GOCC, AFP etc)
  • National Council for Disabled Affairs (NCDA)
  • DSWD Certification
  • ID issued by Covered persons registered with and supervised or regulated by the Bangko Sentral, SEC or lC
  • OFW ID
  • Barangay Clearance
  • Marina ID
  • Secondary IDs - Pag-ibig / HDMF (Cardboard), Postal ID (cardboard), Tax Identification ID (Cardboard), Voter's ID (cardboard)
  • If the address of the customer is not indicated in the ID presented, the branch may request you to present another ID or other certifiable proof of address, e.g., SOA, billing statements, NBI/Police clearance, etc.

Join the Hexagon Club today

Be part of this premier club and start enjoying exclusive perks and benefits.

Learn More

Who are eligible to open a Dragon Checking Account?

This account is open to all individual account holders who are at least 18 years old and corporate account holders.

Can I make a deposit or withdrawal from my account from any branch of RCBC Savings

Yes. Deposits and Withdrawals can be made over-the-counter at any RSB branch. You may also withdraw, transfer funds and pay bills through ATMs. Fund transfers and bills payment can also be made through our online banking facility.

Is there a withdrawal limit per month or an accumulation within the year?

None. Clients may enjoy unlimited over-the-counter withdrawals and still earn interest as long as the required balance is maintained.

Is it insured by the PDIC?

Yes. Up to P500,000 per depositor.

What are the bank fees and charges?

Corresponding fees are listed below.

Below Minimum Balance Fee Php 500
Early Closure Fee Php 500
Replacement of ATM Card Php 150
Replacement of Transaction Journal Php 200
Bank Certification Php 250
Bank Guarantee Fee Php 200
Bank Statement Php 11.00 / page
Checkbook Reorder Php 240
Application for Stop Payment Order Php 200
Bouncing Check Penalty Php 2,000 + Php 200 for every Php 40,000 check amount per day
Fee for Retrieval of Check Image from Branch Php 600 (3 days) Php 100 (7 days)
Over-the-Counter Peso Check Encashment (Interregional)Php 100
Over-the-Counter Peso Cash Deposit (Interregional)Php 50

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