RCBC Savings Bank

MyDebit Mastercard

A card that lets you do more than just
withdraw cash.

  • Allows you to withdraw cash, transfer funds, pay bills and do in-store and online shopping
  • Get 24/7 access to your funds here and abroad
  • Earn interest depending on the linked savings or checking account
  • Enjoy exclusive discounts and promos from partner merchants


Prepare Requirements

Gather all original requirements needed.


Choose a savings or checking account to open

Ready the initial deposit of your chosen account.


Get Started

Open your account at an RCBC Savings Bank branch near you. 

I'm a Filipino, what are my requirements?
I'm a Foreigner, what are my additional requirements?
  • Passport issued by their originating country
  • Alien Certificate of Registration
List of Valid IDs
  • Passport
  • Driver's License
  • Professional Regulations Commissions (PRC)
  • National Bureau of Investigation (NBI) Clearance
  • New Postal ID
  • SSS Card
  • Philippine Unified Multi-Purpose ID
  • Seaman's Book
  • PAG-IBIG (HDMF) - Plastic card type
  • Integrated Bar of the Philippines
  • Senior Citizen Card
  • Philhealth ng Bayan Card
  • School ID
  • Police Clearance
  • GSIS e-Card
  • Government Offices IDs (GOCC, AFP etc)
  • National Council for Disabled Affairs (NCDA)
  • DSWD Certification
  • ID issued by Covered persons registered with and supervised or regulated by the Bangko Sentral, SEC or lC
  • OFW ID
  • Barangay Clearance
  • Marina ID
  • Secondary IDs - Pag-ibig / HDMF (Cardboard), Postal ID (cardboard), Tax Identification ID (Cardboard), Voter's ID (cardboard)
  • If the address of the customer is not indicated in the ID presented, the branch may request you to present another ID or other certifiable proof of address, e.g., SOA, billing statements, NBI/Police clearance, etc.

Who are eligible to get a MyDebit Mastercard?

This account is open to all individual accountholders.

Can I make a deposit or withdrawal from my account from any branch of RCBC Savings Bank?

Yes. Deposits and Withdrawals can be made over-the-counter at any RSB branch. You may also withdraw, transfer funds and pay bills through ATMs. Fund transfers and bills payment can also be made through RCBC Online Banking.

Is there a withdrawal limit per month or an accumulation within the year?

None. Clients may enjoy unlimited over-the-counter withdrawals and still earn interest as long as the required balance is maintained.

Is it insured by the PDIC?

Yes, up to P500,000 per depositor.

Is the interest earned subject to withholding tax?

Yes. It is subject to 20% tax.

What are the bank fees and charges?

Corresponding fees are listed below.

Below Minimum Balance Fee Php500
Early Closure Fee Php500
Replacement of ATM Card Php150
Balance Inquiry and Withdrawal via RSB ATMs FREE
Balance Inquiry via Other Banks' ATMs Php2
Withdrawal via Other Banks' ATMs Php14
Bills Payment FREE
Fund Transfer from MyDebit Mastercard to another MyDebit Mastercard via RSB ATMs FREE
Fund Transfer from MyDebit Mastercard to MyWallet Visa Prepaid Card via RSB ATMsPhp10
Fund Transfer via Other Bancnet Member Banks' ATMsPhp27.50
International Balance InquiryPhp50
International ATM WithdrawalPhp150
Annual FeeFREE
Renewal FeeFREE
Over-the-Counter Peso Cash Withdrawal (Interregional)Php100
Over-the-Counter Peso Cash Deposit (Interregional)Php 50
Over-the-Counter Peso Cash Withdrawal (Interbranch)Php 50

Ready to get a MyDebit Mastercard?

Open an Account Visit any branch near you

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