RCBC Savings Bank

Term Loan

For your business needs that require a large amount of capital such as business expansion, construction, renovation, or acquisition of new equipment

  • Enables you to fit the assets and equipment your business needs into your budget
  • Provides you with the financial support during business expansion
  • Offers a fixed repayment terms of 12 to 60 months
  • Loan Amount
    Minimum of Php 1,000,000
  • Loan Term
    Minimum of 1 to 7 years
  • Loanable Value of Collateral
    60% of appraised value (AV) of the real estate collateral
  • Collateral
    Any prime residential, commercial or industrial property with or without improvement
  • If sole proprietorship, must be a Filipino
  • If corporation, must be at least 60% owned by Filipinos 
  • At least 25 years old
  • At most 60 years old upon loan maturity
  • With an existing and profitable business for the past 3 consecutive years


Complete Requirements

Scan and/or gather all requirements needed


Accomplish Application Form

Completely fill out and sign an SME Loan Application Form


Get Approved

Submit your application form with the required documents to any RCBC or RCBC Savings Bank.

What do I need to submit?
What are the different Banking Fees and Charges?
Appraisal Fee Php 3,500
Processing Fee Php 1,000
Notarial Fee Php 300
Documentary Stamp Tax Standard Computation

Fund Management

Manage your business as easy as 1,2,3

Collection Management

Your flexible receiveables solutions

Disbursement Management

Solutions that let you do more for your business

Hexagon Club

All your banking needs in just one account

Expand your business now!

Contact us Visit any branch near you

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