RCBC Savings Bank

Credit Line

Your business solution for readily accessible funds, giving you flexibility in meeting your financial obligations.

  • Get access to funds as quickly as possible
  • Manage your business' cash flow
  • Provides you the flexibility needed to meet your business’ short-term funding needs
  • Loan Amount
    Minimum of Php 1,000,000
  • Loan Term
    Maximum of 1 year with an option to renew
  • Loanable Value of Collateral
    60% of appraised value (AV) of the real estate collateral
  • Collateral
    Any prime residential, commercial or industrial property with or without improvement
  • If sole proprietorship, must be a Filipino
  • If corporation, must be at least 60% owned by Filipinos
  • At least 25 years old upon loan application
  • At most 60 years old upon loan maturity
  • With an existing and profitable business operations for the past 3 consecutive years


Complete Requirements

Scan and/or gather all requirements needed


Accomplish Application Form

Completely fill out and sign an SME Loan Application Form


Get Approved

Submit your application form with the required documents to any RCBC or RCBC Savings Bank.

What do I need to submit?
What are the different Banking Fees and Charges?
Appraisal Fee Php 3,500
Processing Fee Php 1,000
Notarial Fee Php 300
Documentary Stamp Tax standard 

Fund Management

Manage your business as easy as 1,2,3

Collection Management

Your flexible receivables solutions

Disbursement Management

Solutions that let you do more for your business

Hexagon Club

A life full of rewards

Get your line of credit today!

Contact us Visit any branch near you

What are you looking for?