RCBC Savings Bank

Dragon Checking Account

Grow and manage your company's funds with an account that has everything you need

  • Earn higher interest as your balance grows
  • Enjoy 0.25% bonus rate if no withdrawal is made in a month
  • Comes with a checkbook and a transaction journal
  • Get easy access to your funds through our corporate online banking facility and wide branch network
Minimum Initial Deposit Php 50,000
Minimum Maintaining Balance Php 50,000
Minimum Average Daily Balance to Earn Interest Php 50,000
Interest Rates
Php 50,000 to
< Php 100,000
0.375% per annum
Php 100,000 to
< Php 500,000
0.500% per annum
Php 500,000 to
< Php 1 million
0.625% per annum
Php 1 million to
< Php 5 million
0.750% per annum
Php 5 million to
< Php 10 million
1.000% per annum
Php 10 million
& above
1.250% per annum
Bonus Rate if there's no withdrawal in a month+0.25% per annum
Transaction Record
ATM Card -
Transaction Journal


Prepare Requirements

Gather all original requirements needed.


Prepare Funds

Ready the initial deposit of your chosen account.


Visit any of our branches 

Open your account at any RCBC Savings Bank branch near you.

What are our requirements?
List of Documentary Requirements
  • For Sole Proprietorship: Valid ID of the signatory, DTI Registration or Mayor's Permit
  • For Partnership: Articles of Partnership, Partnership Agreement/Resolution, SEC Certificate of Registration, Valid IDs of Partners and authorized signatories
  • For Corporations: Valid IDs of the Corporate Secretary and authorized signatories, SEC Certificate of Registration, Articles of Incorporation, By-Laws, Notarized Secretary's Certificate and/or Board Resolution, Latest General Information Sheet (GIS), Secondary License or Certificate of Authority issued by the Supervising Authority or other government agency
List of Valid IDs
  • Passport
  • Driver's License
  • Professional Regulations Commissions (PRC)
  • National Bureau of Investigation (NBI) Clearance
  • New Postal ID
  • SSS Card
  • Philippine Unified Multi-Purpose ID
  • Seaman's Book
  • PAG-IBIG (HDMF) - Plastic card type
  • Integrated Bar of the Philippines
  • Senior Citizen Card
  • Philhealth ng Bayan Card
  • School ID
  • Police Clearance
  • GSIS e-Card
  • Government Offices IDs (GOCC, AFP etc)
  • National Council for Disabled Affairs (NCDA)
  • DSWD Certification
  • ID issued by Covered persons registered with and supervised or regulated by the Bangko Sentral, SEC or lC
  • OFW ID
  • Barangay Clearance
  • Marina ID
  • Secondary IDs - Pag-ibig / HDMF (Cardboard), Postal ID (cardboard), Tax Identification ID (Cardboard), Voter's ID (cardboard)
  • If the address of the customer is not indicated in the ID presented, the branch may request you to present another ID or other certifiable proof of address, e.g., SOA, billing statements, NBI/Police clearance, etc.

Join the Hexagon Club today

Be part of this exclusive club and start enjoying perks and benefits accorded to a select few.

Learn More

Who are eligible to open a Dragon Checking Account?

This account is open to all individual accountholders who are at least 18 years old and corporate accountholders.

Can I make a deposit to or withdrawal from my account at any branch of RCBC Savings Bank?

Yes. Deposits and withdrawals can be made over-the-counter at any RSB branch.

Is there a withdrawal limit per month or an accumulation within the year?

None. Clients may enjoy unlimited over-the-counter withdrawals and still earn interest as long as the required balance is maintained.

Is it insured by the PDIC?

Yes. Up to P500,000 per depositor.

What are the bank fees and charges?

Corresponding fees are listed below.

Below Minimum Balance FeePhp 750
Early Closure FeePhp 750
Checkbook ReorderPhp 480
Replacement of Transaction JournalPhp 200
Bank CertificationPhp 250
Bank GuaranteePhp 200
Bank StatementPhp 11.00 / page
Bouncing Check Penalty  Php 2,000 + Php 200 for every Php 40,000 check amount per day
Fee for Retrieval of Check Image from BranchPhp 600 (3 days) Php 100 (7 days)
Over-the-Counter Peso Check Encashment (Interregional)Php 100
Over-the-Counter Peso Cash Deposit (Interregional)Php 50

What are you looking for?