RCBC Savings Bank

Regular Checking Account

Conveniently manage your company's disbursements

  • Easy and uncomplicated banking through a checkbook
  • Easy access your funds through our corporate online banking facility and wide branch network
  • Earn interest with a low minimum maintaining balance
Minimum Initial Deposit Php 20,000
Minimum Maintaining Balance Php 20,000
Minimum Average Daily Balance to Earn Interest Php 50,000
Interest Rate 0.15% per annum
Transaction Record
ATM Card -
Passbook -


Prepare Requirements

Gather all original requirements needed.


Prepare Funds

Ready the initial deposit of your chosen account.


Visit any of our branches

Open your account at any RCBC Savings Bank branch near you.

What are our requirements?
List of Documentary Requirements
  • For Sole Proprietorship: Valid ID of the signatory, DTI Registration or Mayor's Permit
  • For Partnership: Articles of Partnership, Partnership Agreement/Resolution, SEC Certificate of Registration, Valid IDs of Partners and authorized signatories
  • For Corporations: Valid IDs of the Corporate Secretary and authorized signatories, SEC Certificate of Registration, Articles of Incorporation, By-Laws, Notarized Secretary's Certificate and/or Board Resolution, Latest General Information Sheet (GIS), Secondary License or Certificate of Authority issued by the Supervising Authority or other government agency
List of Valid IDs
  • Passport
  • Driver's License
  • Professional Regulations Commissions (PRC)
  • National Bureau of Investigation (NBI) Clearance
  • New Postal ID
  • SSS Card
  • Philippine Unified Multi-Purpose ID
  • Seaman's Book
  • PAG-IBIG (HDMF) - Plastic card type
  • Integrated Bar of the Philippines
  • Senior Citizen Card
  • Philhealth ng Bayan Card
  • School ID
  • Police Clearance
  • GSIS e-Card
  • Government Offices IDs (GOCC, AFP etc)
  • National Council for Disabled Affairs (NCDA)
  • DSWD Certification
  • ID issued by Covered persons registered with and supervised or regulated by the Bangko Sentral, SEC or lC
  • OFW ID
  • Barangay Clearance
  • Marina ID
  • Secondary IDs - Pag-ibig / HDMF (Cardboard), Postal ID (cardboard), Tax Identification ID (Cardboard), Voter's ID (cardboard)
  • If the address of the customer is not indicated in the ID presented, the branch may request you to present another ID or other certifiable proof of address, e.g., SOA, billing statements, NBI/Police clearance, etc.

Who are eligible to open a Regular Checking Account?

This account is open to all individual accountholders who are at least 18 years old and corporate accountholders.

Can I make a deposit to or withdrawal from my account at any branch of RCBC Savings Bank?

Yes. Deposits and withdrawals can be made over-the-counter at any RSB branch.

Is there a withdrawal limit per month or an accumulation within the year?

None. Clients may enjoy unlimited over-the-counter withdrawals and still earn interest income as long as the required balance is maintained.

Is it insured by the PDIC?

Yes. Up to P500,000 per depositor.

What are the bank fees and charges?

Corresponding fees are listed below.

Below Minimum Balance Fee Php 750
Early Closure Fee Php 750
Checkbook Reorder Php 480
Bank Certification Php 250
Bank Guarantee Fee Php 200
Bank Statement Php 11.00 / page
Bouncing Check Penalty  Php 2,000 + Php 200 for every Php 40,000 check amount per day
Fee for Retrieval of Check Image from Branch Php 600 (3 days) Php100 (7 days)
Over-the-Counter Peso Check Encashment (Interregional)Php 100
Over-the-Counter Peso Cash Deposit (Interregional)Php 50

What are you looking for?