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Time Deposit

Peso Time Deposit

Watch your money grow. Keep your money for a committed term or period and earn interest higher than any regular savings account. Get excellent service from your very own Personal Banker who will advise the best rates and options for your investment before the end of your term.

  • Minimum Initial Placement: Php 5,000
  • Terms: Choose from 30-365 days, 2 years, 3 years, or 5 years + 1 day
  • Applicable for both Personal and Corporate Accounts
  • Term deposit shall be evidenced by a Time Deposit Placement Confirmation 

FCDU Time Deposit

Save your hard-earned US Dollars, Yen or Euro. You may deposit cash, checks, demand drafts, Travelers Checks, or incoming remittance. Plus, earn interest. Deposits are still insured with PDIC. Available for both Personal and Corporate Accounts.

Quick Overview of All Deposit Products
General Provisions for Deposit Accounts
Electronic Banking Terms and Conditions for Retail Accounts
Special Provisions for RCBC Savings Bank E-Banking Retails Channels


FCDU Time Deposits  Minimum Initial Deposit Minimum Balance to Earn Interest Terms
 USD Time Deposit $1,000 $200 Choose from 30-360 days
 JPY Time Deposit JPY 50,000 JPY 50,000 Choose from 30-360 days
 EUR Time Deposit EUR 500 EUR 500 Choose from 30-360 days

Time Deposit PHS

Time Deposit FAQs